Home Credit

Company Overview

Home Credit Consumer Finance Company (www.homecreditcfc.cn) is one of the first four pilot consumer finance companies approved by CBRC, and is invested by a world leading consumer finance provider Home Credit B.V., a member of PPF Group.

As of February 2018, Home Credit China has presence in 312 cities covering 29 provinces together with municipalities directly under the central government. By working closely with national retail chains such as D.Phone and Suning, it has set up more than 230,000 POS outlets across the country, and serving over 19 million active customers.

Home Credit B.V., founded in 1997, is an international consumer finance provider, with operations in Central Eastern Europe, CIS countries, Asia and United States. Home Credit B.V. focus on responsible lending primarily to people with little or no credit history. Their services are simple, easy and fast. They operate in highly attractive markets with significant barriers to entry, as a leading provider of consumer finance in selected countries. It is their experience and knowledge across the different markets, which sustainably puts them ahead of competitors. Home Credit drive and broaden financial inclusion for the unbanked population by providing a positive and safe borrowing experience – the first for many of their customers. They promote higher living standards and meet borrowers’ financial needs. As of year-end of 2017, Home Credit has operated in 10 countries, have served over 29 million active customers through the vast distribution network comprising near 400,000 POS outlets.